I posed an open question on fractional pennies if that was a scummy move. In the process of researching, I did a click-through of a portal where I made a mistake and caused my orders to not process. A few days later, I was credited 10x points without making the purchase. I replicated it a Read More
I thought a little bit more about my suspended Amazon Payments account. Together between accounts A and B there were about 12 prepaid cards used. Recap: The players: A, B, C, and D A -> D A -> C C -> B B -> A B & C are my siblings with the same last Read More
As a follow up to the post to bill paying in Manhattan without Walmart, any transaction over $500 requires your license to be inputted into the system as well as your picture being taken. I was not pleased with either. The clerk also told me that location I had visited had a $900 limit per Read More
I was drawing up some scenarios using the American Express Gift Card + Cashback from either TopCashBack or BigCrumbs for a minimum of 2% back and the more steps added, the less profit margin there is. The thought applied to this is part of the broader bill pay in Manhattan to keep the costs down Read More
The general rule of thumb when submitting an app-o-rama, applying for multiple cards at one time, is to not apply with the same issuing bank because it would increase your chance of denial. I would have to agree as this recently happened to me for Barclay’s UPromise card. However, I believe that you could apply Read More
Readers, you can thank me for killing a deal with UPromise. When they say, gift cards are not eligible for cash back they mean it. They reversed every transaction, including legitimate purchases (the $1 and $1.50 reversal were the legit transactions). When I tried this, it tracked perfectly at 5%. Then I scaled Read More
As I was writing this post, I did not know that cost of postage increased yet again. It is now $.49 to mail a one ounce letter. Fortunately, the flat rate box has stayed the same at $5.80. While I was mailing out one of my packages to Cardpool using the method outlined in Saving Read More
In mid December, I opened a few cards and finished the minimum spending quite fast. While completing that, I wrote about bill paying, but they required a paper statement. Generally speaking, I always pay my credit cards before the statements close out. For the last two billing cycles, I have been leaving a balance on all Read More
I have written a on the merits of: American Express Business Rewards Gold Junkcard’s Bulk Seller Program In this post, we’ll discuss Barclay’s UPromise MasterCard and really, why I was so upset not being approved. Reader Gabriel had mentioned that if you link a UPromise savings account you could earn an additional 10% back on Read More
As I was gift card churning, the scenario that I will outline in a bit, got me thinking about Office Space and how the group of employees coded the program to skim the fractional penny into one of their savings account. As you may know, Cardpool raised my rates by .25% and that creates a fractional Read More
