On February 13, I applied for the Citi AAdvantage Visa Signature and was not instantly approved. They had mailed me a letter requesting for my 2011 tax documents. I signed and returned that letter as soon as possible all within February. I finally received after almost two months the approval email! Now if only I could Read More
My Thoughts On Chase Freedom Q2 Categories – Lowe’s, Restaurants, and Movie Theaters
This quarter for the Chase Freedom the categories are not great for gift card churning. If you were to go to a chain restaurant or movie theater and purchase their gift cards to resell, you will likely lose more money than it is worth to buy the points directly from Chase. Lowe’s, the home improvement Read More
Chase Checking And Credit Cards
A little birdie told me that Chase Checking accounts are churnable. If I remember correctly, it was every 90 days after account closing and accounts could be funded with a credit card up to $500. Some customers churn the account because they receive coupons of $125 for opening a new account after fulfilling the fine Read More
Gift Card Churning – Selling Too Much – Part 2
My post on Gift Card Churning – Selling Too Much, I sold too much of a certain card and Plastic Jungle immediately lowered their rates into the 20% range which they would buy the card. In my nightly process, I look at all the rates that gift cards can be bought and at the popular retailers Read More
5% Cashback To Cover My Expenses
With US Bank introducing 5% cashback in the Book Stores category on the Cash+ card, this could be a very lucrative opportunity to pay for all of my point earning expenditures when I buy American Express Campus Edition cards or loads. Each load of $500 would net met at least $25.20 cash back ($504.95 buying Read More
Changes At Office Max
The other week, I attempted to purchase gift cards at Office Max using my American Express Starwood Preferred Guest card with OPEN savings. I had made an error and checked out $200 and received 5% instead of 10% (for purchases over $250, you’d receive 10%). Another mistake I made was making too many orders too Read More
Gift Card Churning – Selling Too Much
Over the course of a few weeks this month, I purchased $1050 worth of gift cards to resell on Plastic Jungle. As mentioned in PayPal My Cash & eBay Bucks, I needed to clear my PayPal balance. I spent it all and then some to total $840. When I began my process, Plastic Jungle was offering Read More
Gift Card Churning – Unexpected Attitude
Oftentimes gift card churning and upgrading gift cards are situations where ‘your mileage may vary.’ I have successfully upgraded my Sears gift card at Kmart a couple of times. This time I tried to increase the scale into a couple hundred dollars. I always purchase something to go along with the gift card upgrade because Read More
Gift Card Churning Online Redemption
As mentioned in Gift Card Churning Advice, Cardpool will pay you less if you choose their redeem online method. They pay 5% less if you redeem online versus mailing in the gift card. My best advice is to check Plastic Jungle to see if has the same rate. If that is the case and you meet Read More
Gift Card Churning Arbitrage
Since adding gift card churning into my tool bag of manufactured spending, I have found it to be fun to hunt around for a deal. As my friends say, some people make money through FOREX, foreign exchange, I make credit card points through gift card arbitrage. Of all the mileage earning capabilities, this is probably Read More