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Gift Card Churning – Letting You In On My Huge Secret

Regular readers of Chasing The Points may have already picked up on this secret, but I am going to spell it out in this post. This is not a plug to pump and dump the gift card as it would only increase the supply, thus pushing down prices. History: January 2013 Office Max ABC Gift Read More

Pictures of My Desk

From the post about the NY Times article that caused me to think about myself, I had mentioned I’d take a couple of pictures of my work desk. Outside of the two shots, not shown are the standard office equipment like monitor, computer, pens, etc. The picture above are a few souvenirs I purchased in my Read More

MS’ing At Barnes And Noble

I frequent the local Barnes and Nobel College Bookstore to manufacture spending using my Citi Forward card for the 5x bookstore bonus when I reload my American Express Campus Edition card. Many of the staff recognize me as the person always buying and reloading the Campus Edition card, but they don’t know what I do Read More

Article From New York Times Sparks Self Reflection

Yesterday, I read this article on the New York Times: Overcoming Shyness to Inspire a Seatmate and the bolded parts resonated with me: Part of my job as a leadership consultant involves speaking at corporate events. On occasion, I have to attend a company’s cocktail reception. That’s tough for me because, believe it or not, I’m very Read More

My Thoughts Of My Current Credit Cards In My Wallet

In November, I had posted about the credit cards that I have that I would not mind paying an annual fee. They are: American Express Starwood Preferred Guest – $65 Barclay’s US Airways – $89 Chase United MileagePlus Explorer – $95 Chase Ink Bold – $95 Chase Sapphire Preferred – $95 Citi AAdvantage – $95 Read More

Update With Neiman Marcus Data Breach

As the news is continuing to develop, according to the Wall Street Journal it appears that Neiman Marcus’ data breach only affects in store purchases like Target. It isn’t clear if there is any connection between the two incidents. Target has said that malicious software was used to access the card data, but Neiman Marcus Read More

Gift Card Churning – Another Mixed Experience

In my last post about gift card churning of a bad experience, they were all relatively minor and had good resolutions. This time, I mailed out a set of gift cards that I had purchased awhile ago, but forgot to sell when I took advantage of the American Express Sync Lowe’s deal. I also mentioned my Read More

Hackers Compromise Neiman Marcus

In a developing story, Neiman Marcus’ data has been compromised. Responding to inquiries about a possible data breach involving customer credit and debit card information, upscale retailer Neiman Marcus acknowledged today that it is working with the U.S. Secret Service to investigate a hacker break-in that has exposed an unknown number of customer cards. For those that churned Neiman Read More

Not Making Good Financial Decisions

As I am reviewing the last month’s credit card activity, and discussed about maxing out my cards for the Starwood Gold, I have not been making good financial decisions the last three months. Generally speaking, I usually have enough cash to pay for my credit card bills before the statement closes. In the times that Read More

Gift Card Churning – Profitability

A reader stumbled upon Chasing The Points with the query “profit from gift card churn” and it made me think about the ways to profitably of gift card churning. In my experience, most of the times churning gift cards is unprofitable and netting to 0 in terms of cash. Oftentimes, as many of the points bloggers Read More