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The New Old 5x Method For Buying Gift Cards

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About a year ago, I had heard about a new app for text messaging where I thought "Great.. Another app that will likely be bloatware." The text messaging app had all these "features" like telling people "leave me alone I'm driving" or "text your friends from a computer" a la Google Hangouts and Apple iMessage Read More

2 Reasons To Change Statement Date

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During the summer, I wrote about how you should change your statement dates to earn your rewards quicker. This is something you need to do if you have more than one version of the same card or the same rewards. Changing your statement dates, especially when you earn the same type of reward program, is Read More

Product Change Your Citi Card In 11 Months

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In 2014 Kenny inspired me to change all my cards with Citi and since then I do this with all my Citi cards that do not fit my needs/annual fees that do not justify keeping the card. Sure you can always try and call retention to waive the fee, but how many times can you use the Read More

Manufactured Spend Sweepstakes Up To $10000

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From February 16 to end of day April 1, there is a radio sweepstakes that will pay your bills up to $10,000 and I suggest you enter with any of your credit card statements that you manufacture spend. This is a simple sweepstakes like the entries to the IHG Priceless Surprises Z100 is hosting the Read More

Enjoy A New Online Experience At Target

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You may or may not enjoy a new online experience at Target. They are rolling out with some A/B testing on their websites. For those that don't know what A/B testing, I will quote Matt on it from his post on credit card testing: As I mull over this compliance discrepancy, I wonder if perhaps Read More

Using Credit Cards As A Competitive Advantage

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Today, I wanted to write about using your credit card as a competitive advantage because I have been perusing Reddit and seeing people use cash to handle their business. Reading on Reddit is one avenue that I have been using to research reselling. As a comparison, my observations with manufactured spending, the breadcrumbs are little bigger and Read More

Reseller’s Biggest Problem: OmniChannel

At a high level, OmniChannel is the latest retailing tactic that combines IT and supply chain to increase the efficiencies in sales. There are plenty of examples of OmniChannel, like purchasing online and doing an in store pick up. Another example would be a store is out of stock of a particular item you are Read More