Last week, I wrote about how I thought Wall Street affected manufactured spending. It was a lot of fun to analyze a situation that’s not entirely tangent to what’s normally covered on the blog. In spirit of that, there’s another article I saw on the Wall Street Journal about how Mastercard, Visa, and Discover interviewed consumers Read More

The last two weeks there have covered some interesting aspects and I’d like to highlight 5 posts that I think are a must read if that’s all the time you had this week. I also want to include that not the posts are about travel hacking or manufactured spending. Australia and New Zealand award travel changes Read More

A couple of weeks a go I wondered how Chase may be ridding the Fairmont card because it is no longer displayed as an option on the Chase website. Doctor of Credit noticed this happening since July 2014. It’s definitely a normal occurrence for all credit card providers to send surveys and evaluate their product offerings to make it Read More

In December, I signed up for the Comenity Bank issued Virgin America Visa card. Like many people, I have been scratching my head as to why Virgin America partnered with Comenity. The website is not too good, I have tried entering my password and 9 out of 10 times it fails to allow me to Read More

In December, I followed Kenny’s advice and product changed my Citi American Airlines Platinum Visa card. I spoke to a very friendly customer service rep who assisted me in the process. One of the questions I had asked her as we were making the product change was in regards to the annual fee if there Read More

Over the weekend, I was perusing the gift cards offered on eBay. I came across this offer. It is a $5,000 certificate for food and beverages at the Hyatt Regency Pier Sixty Six at a “buy it now” price of $1,700. I would be a little skeptical because it is from a relatively new seller on eBay Read More

Introduction: With a lot of new readers, I want to go back to the basics for a little bit. Manufactured spending is a technique used purposely to create spend on your rewards earning card for little cost. Gift Card Churning is a manufactured spending technique whereby you buy and sell gift cards for the credit Read More

In the last few weeks, there have been tons of talk about quickly making an easy American Airlines AAdvantage miles from signing up for the Citi cards as well as the Barclay’s US Airways cards. I briefly considered one of the personal Citi cards, but recently downgraded the one I had following Kenny’s advice for a Dividend card Read More

Why You Need To Be A Bulk Seller I have talked about being a bulk seller a countless number of times like the most recent one about Gyft where you buy “loss leaders” to increase your volume so you can negotiate higher rates or my inability to grab higher rates. Higher rates are not the only Read More