Thanks so much for all that detail, M L - very helpful!
Mailman just brought an Arrival+ 50,000 bonus mile offer, not opened yet. Don't know if that's the best offer out there if I do decide to go for it.
Likely to drop Delta card for awhile if they don't come thru with some sort of retention. Have had 2 levels of them, but didn't use it much in 2016 except to fly on a buddy pass. If I want them again, will have to go for their highest end personal or else a biz card next time if I want bonus miles. (Which of course, don't we all!)
Hope you're right about Citi just being overwhelmed last year... maybe they'll be better this year? After many years with their personal one, often with retention, I got their biz version last year. Probably don't need both to continue unless they deliver a deal!
Due to suddenly & often staying in a city 500 miles away (elderly parent in nursing home), I've MS'd as much as I could figure out how to do in the past couple years. It's been extremely $$ helpful to stay for little or nothing at Hilton, Hyatt & IHGs. I know, I'm preaching to the choir on that!
Again, thank you! Hope to see more of your posts!