Credit Cards

Citi AA Exec Terms and Conditions

Another seemingly targeted offer that I’ll pass along.  Citi is offering 3X earning using the Citi AAdvantage Executive card for department stores, restaurants, gas stations and grocery stores.  The bonus offer is good through June 30, but as always, there’s a catch – a maximum of 2500 bonus miles. The terms treat this as 1X base earning plus 2X bonus, so presumably this means you’ll earn 2500 additional miles on $1250 in base spending in the above categories.  Citi seems to be pushing an incentive to get folks to put everyday spend on their cards, rather than filing it away in the sock drawer or wallet for when Admiral’s Club access is needed – or, you know, churning. If you didn’t receive the offer, give the direct link a shot.  [...]

Fidelity Amex Card

It’s infrequent that we see a 2% cash back card with no annual fee offering a sign up bonus at all, but the Fidelity Investment Rewards American Express is my favorite all-purpose card and right now there is a $50 bonus for spending $500 within the first 60 days of opening the card account. To get started, you will need a Fidelity account of some kind, as the only real stipulation is that the cash back must be redeemed into a Fidelity account.  If you just need a basic account, the Fidelity Cash Management Account is pretty hard to beat.  There are no minimums to open the account and very few fees – you get free checks, ACH transfers in/out, a Visa debit card, refunds on ATM fees imposed by [...]

It may interest some that the Air France/KLM FlyingBlue loyalty program is now a transfer partner with Citi ThankYou Rewards.  For me, this is a lukewarm development, but still a very encouraging sign that Citi is in the market to compete for your loyalty.  To quickly recap, Citi only recently began an airline transfer program for their ThankYou points program, but in the past few months has added some interesting partners, including Singapore KrisFlyer and now FlyingBlue.  The full list of partners, all of whom transfer at 1:1, is as follows: Cathay Pacific EVA Air Etihad Guest FlyingBlue Garuda Indonesia Frequent Flyer Malaysia Airlines Qatar Airways Singapore Airlines Thai Airways On the positive side, FlyingBlue provides more space on its own AF/KLM metal than you will find with Delta.  They [...]