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Personal Finance Digest

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Cheap gift cards at Rite Aid, targeted Amex 75,000 offer, and three free photo books

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DISCOUNTED GIFT CARDS AT RITE AID: There are some good gift card deals at Rite-Aid through the end of the week. How about 24% off gift cards from JC Penney and Bed, Bath, & Beyond?

riteaid gift cards

There’s also a nice bonus for buying Paypal prepaid cards:

riteaid paypal

I’m not into the Green Dot scene, but perhaps some of you may be interested in this one:

riteaid green dot

I see the RushCard is on there as well. I had a brief write-up of this one in my popular feature “Which celebrity has the lousiest prepaid debit card?” Here’s what I wrote:

CONS: Opening fees as high as $15 if you’re dumb enough to pick the “BabyPhat” card design. Plans with monthly fees as high as $10.

PROS: Some card designs feature bling, which will increase your social standing.

IDEAL FOR: Dennis Kucinich, members of Run-DMC, people who think that Russell Simmons’s net worth of $340 million is not high enough.

So… you can maybe skip that one.

AMEX GOLD 75,000 TARGETED: My new Wells Fargo credit card arrived today–but look what the marketing fairy delivered to my inbox!

Amex 75000

75,000 points, no fee for the first year? Sure, if you insist! The timing is great, as that’s about how many British Airways miles I still need for a family get-together I’m trying to pull off next summer.

My mother-in-law just received this exact same offer today, although hers came via the U.S. Postal Service instead of email. Remember, kids: never opt out of bank marketing!

THREE FREE SHUTTERFLY BOOKS, FREE HHONORS POINTS: Some free Shutterfly photo book offers have hit my inbox lately:

The obvious question is, can you get all three books? The fine print says “Offer valid for one-time redemption per billing address.” Does that mean one free book, period, or one free book per hotel partner offer? Your guess is as good as mine as I haven’t had time to put my photo book(s) together yet.

Last call for Amex Biz Gold… and the Black Friday Extremists

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CREDIT CARDS: View From The Wing reminds: this is your last chance to get 50K MR points with the Amex Biz Gold credit card. No fee first year, $5K minimum spend. It’s about as good as the offer gets for this card, and keep in mind that Amex occasionally has transfer bonuses when you switch points to their travel partners, so you can get more than 50K miles if you’re patient… And in case you’re on the fence about this, The Points Guy gives you the lowdown on how to apply for business cards… Meanwhile, Mommy Points shows you how to get an easy $3,300 in Southwest Airlines travel.

PERSONAL FINANCE: Sandy victims: How to made your insurance pay up…The Simple Dollar on tightening up your entertainment budget. Forbes covers the eternal dilemma: how much to put into your healthcare FSA. Yahoo Finance has a good article on finding treasure at garage sales.

DRUGSTORE FREEBIES: One underappreciated virtue of Black Friday week: free stuff from the big drugstore chains. The slickdeals CVS forum has the details: Coke! Advil! Kleenex! Candy! And about 25 other things, a pretty good haul if you’re into working their ExtraCare Bucks rewards program. Meanwhile, since free isn’t good enough, Rite-Aid actually has a few items that’ll make you some money if you print some coupons. More freebies later this week.

BLACK FRIDAY EXTREMISTS: These people started in July. You’re all a bunch of amateurs. Speaking of which, the mint.com blog has some Black Friday app suggestions to help along those of you who waited until now to figure out how best to battle deal-crazed mobs.

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