While it’s fun writing about the Chase Sapphire Preferred and the Hawaiian Airlines World Elite MasterCard, it’s also fun to dig into more obscure cards. We thus turn now to Commerce Bank and its surprisingly diverse (for a smaller player) credit card portfolio. I’ve written about Commerce Bank twice before: once in reference to its Garfield credit card, which has apparently been discontinued, and once to review the Sustain:Green card.
In a nutshell: there isn’t much to see here with the possible exception of the hotel card. You’d be better off with a simple 2% card like the DoubleCash or the Fidelity Amex than with any of these. But now that we’ve brought it up, let’s start with that hotel card:
The Drury Gold Key Club credit card: This card only gives one point per dollar spent, but consider this:
- No annual fee
- Benefits include best room available within classand possible room upgrades
- 15,000-point sign-up bonus
- Only one purchase is needed to get the sign-up bonus
Do any of you know anything about Drury Hotels? It seems like they’re mostly in the Midwest, though they do have a few here in the southeast. I checked one near me, and on TripAdvisor it was ranked #1 of 63 hotels in Greenville, SC. Redemptions are 7,500 to 15,000 points per room, so this one isn’t a way to rack up a lot of free rooms. But on the positive side, it’s a hotel card that’s not issued by Chase.
Special Connections Visa with Rewards: 1 point per dollar spent. No sign-up bonus. Pass.
Commerce Bank Miles and the Commerce Bank Visa Signature: 1 point per dollar spent. No sign-up bonus. They’re Visa Signatures, for whatever that’s worth. Pass.
Sustain:Green: See my review here. As the headline says, it’s “for environmentally conscious types who don’t understand credit cards.”
The Royals MasterCard and the Blues MasterCard: Can you guess the rewards earning rate with these cards? That’s right: one point per dollar spent. The St. Louis Blues card does give you two tickets when you sign up for it. Perhaps these cards could be used to console Missouri sports fans after the Rams move to Los Angeles? Otherwise, get a 2% card and use the rewards to buy tickets to support the Missouri sports team of your choice.
Kansas City Zoo Visa: Are you ready for a surprise? Here it is: this card earns one point per dollar spent! It does have four different designs, though. Unless you’re a huge fan of the Kansas City Zoo, you can pass on this one.