I only opened ONE new credit card in 2019 so far (it’s August now), with one more hard pull for a denial.  I applied for 3 cards yesterday, all 3 are pending or denied, and judgi..

Become a Patron!Even though this blog is committed to promoting entrepreneurship, I often say I don’t think everyone should become an entrepreneur, for the fundamental reason tha..

Become a Patron!Last week, the nonprofit journalism enterprise ProPublica wrote a breathless expose about a number of wealthy Illinois families, and their law firm collaborator, ..

0:42 Bank of America $300 Personal Checking Bonus (HT DoC) Requires $4,000 Direct Deposit in 3 months You need to have a checking account with BofA to quality for their

Become a Patron!I’ve noticed an interesting phenomenon, which I call “common knowledge about common knowledge” (doesn’t exactly roll off the tongue, I know). It’s when some piece..

Become a Patron!When ignorant people want to sound serious, they start solemnly intoning about the Social Security funding crisis and the need for a “long-term” “fix” to the “pro..

I’ve had two conversations lately that got me thinking about a question which, for obvious reasons, doesn’t come up in most people’s lives: what do you do after you’ve exhausted

Become a Patron!I’ve written before about what I consider the two best 529 college savings plans: the Nevada-sponsored Vanguard 529 plan and the Utah-sponsored my529 (formerly UE..