There’s always organic spend: car/house/health insurance, taxes, and prepaying bills. Beyond that, avoid Simon, GCM, GCs com, level3 data reporting (Staples). You can buy GCs at other places. Just don’t be obvious about it.Anyone know how to meet the min spending for Amex sign up bonuses now that Amex is cracking down on GC purchases?
I've been following Reddit MS thread closely for the past couple months and people there seem to downplay AmEx crackdown on GCs - even with minimum spend requirements. After MSR, everyone there seems to agree that there aren't any GC issues with Amex.I know it's off topic, but is the Amex crackdown on giftcards limited to meeting minimum spend for bonuses or are they also cracking down (i.e. closing accounts) for post-bonus spend? Thanks.
I guess I don't get it. What good does $7000 worth of GC's get you? Single point on the card and then don't you have to spend them? Or can you turn them back into cash?I've been following Reddit MS thread closely for the past couple months and people there seem to downplay AmEx crackdown on GCs - even with minimum spend requirements. After MSR, everyone there seems to agree that there aren't any GC issues with Amex.
As a personal data point, I bought a couple $500 GC at my local grocery store while I was still hitting MSR with my Amex Gold last month and nothing happened - I got my bonus just fine. But I was also putting a lot of regular spend on the card as well. I think during MSR, I just wouldn't go out and immediately buy $4k in GCs. I'm guessing as long as it's mixed in with regular spend and the numbers aren't out of the ordinary with what you're already spending, it won't be an issue before MSR. Avoiding stores that report level 3 data is probably also not a bad idea, like office supply stores. After MSR, I'm counting on there being no issues, but I've only been MSing with the Amex Gold for the past 2 months - gotten about $7k in GCs so far without a problem.
The best place to learn the basic premise of MS is to google it and Frequent Miler. Then go to Flyer Talk, read every thread on MS for the past 3 years. A lot no longer works, but will give you historical data points and ideas. I spent thousands of hours reading, researching, and experimenting.But how is that different from just buying things? What do you do with $7000 of gift cards? Also, isn’t that only worth $70? You spend $7000. Then what.
Yes, if you think there's a good chance it'll get returned/refunded, I wouldn't count on it for meeting your minimum spend.OK, my wife has a retention on her AX Platinum which she needs to meet by end of April. I can charge our hockey playoff tickets but if there is a surplus it will likely be refunded to the same credit card AFTER the deadline. Probably safer just to charge something firm, right?