Thank you for the comments and suggestions. Additionally, just found this deal with a Citi Access More CC:
Here's how the new phone offer works:
• Spend $2,000 in purchases with your AT&T Access More Card within 3 months of account opening.
• Use your card, now or later, to buy a new phone from AT&T, at full price and with no annual contract.
• Make your phone purchase using your unique phone offer link (which will be provided to you), activate and maintain service with AT&T for 15 days. If you buy a new phone now it will count toward the $2,000 in qualifying purchases!
• Citi will then credit your AT&T Access More Card account for the cost of the phone up to $650 (exclusive of taxes, shipping, fees & wireless service).
Phone Offer Credit is not available if you have had an AT&T Access More Card account that was opened or closed in the past 18 months.
Earn 3X ThankYou® Points for every $1 you spend on purchases made online at retail and travel websites.2
Earn 3X points for every $1 you spend on products & services directly purchased from AT&T.2
Earn 1X points for every $1 you spend on other purchases.2
10,000 Anniversary bonus points after you spend $10,000 in the prior cardmembership year.2
Annual Fee: $95.1
Purchase Rate: 14.99% - 22.99% variable APR based on your creditworthiness1