GettingReady
Level 2 Member
I've heard DAN trip insurance is good and since we're going to be gone for a month this fall, I'm looking into it. Our trip is paid for with miles and points, so I'm not sure how much to put in as far as the cost. They offer three tiers of coverage. Costs are for both of us. Thoughts or personal experience with the company, anyone?
Trip Expense, $15K: $824,$965,$1247
Trip Expense,$5K: $294,$344,$438
Trip Expense, $2.5K: $200, $236, $291
Our trip will be covered with points, miles, and CB so there's very little "actual" expense. Benefits for the $2.5K trip expense are listed below and are per traveler.
Medical Protection
Emergency Assistance & Transportation
($10,000 Emergency Companion Hospitality Expenses)
$250,000
$500,000
$1,000,000
Medical & Dental
$25,000
$50,000
$100,000
Accidental Death & Dismemberment
(Travel Accident)
$10,000
$25,000
$50,000
Trip Cancellation
$1,250
$1,250
$1,250
Trip Interruption
$1,875
$1,875
$1,875
Travel Delay (Per Day Limits Apply)
$1000
$1,500
$2,500
Missed Connection
$500
$1,500
$2,500
Rental Car Damage(not available to Residents of Texas)
n/a
$25,000
$50,000
Trip Cancellation for Any Reason(Optional Coverage) (not available to Residents of NY.)
n/a
n/a
Available
Baggage Protection
Baggage
$1,000
$1,500
$2,500
Sporting Equipment
n/a
$1,500
$2,500
Baggage Delay
$250
$500
$1,000
Sporting Equipment Delay
n/a
$500
$1,000
Assistance Services*
24/7 Emergency Assistance Services
Yes
Yes
Yes
Concierge Services
Yes
Yes
Yes
On Demand Medical Services
Yes
Yes
Yes
ID Theft Resolution Services
Yes
Yes
Yes
Trip Expense, $15K: $824,$965,$1247
Trip Expense,$5K: $294,$344,$438
Trip Expense, $2.5K: $200, $236, $291
Our trip will be covered with points, miles, and CB so there's very little "actual" expense. Benefits for the $2.5K trip expense are listed below and are per traveler.
Medical Protection
Emergency Assistance & Transportation
($10,000 Emergency Companion Hospitality Expenses)
$250,000
$500,000
$1,000,000
Medical & Dental
$25,000
$50,000
$100,000
Accidental Death & Dismemberment
(Travel Accident)
$10,000
$25,000
$50,000
Trip Cancellation
$1,250
$1,250
$1,250
Trip Interruption
$1,875
$1,875
$1,875
Travel Delay (Per Day Limits Apply)
$1000
$1,500
$2,500
Missed Connection
$500
$1,500
$2,500
Rental Car Damage(not available to Residents of Texas)
n/a
$25,000
$50,000
Trip Cancellation for Any Reason(Optional Coverage) (not available to Residents of NY.)
n/a
n/a
Available
Baggage Protection
Baggage
$1,000
$1,500
$2,500
Sporting Equipment
n/a
$1,500
$2,500
Baggage Delay
$250
$500
$1,000
Sporting Equipment Delay
n/a
$500
$1,000
Assistance Services*
24/7 Emergency Assistance Services
Yes
Yes
Yes
Concierge Services
Yes
Yes
Yes
On Demand Medical Services
Yes
Yes
Yes
ID Theft Resolution Services
Yes
Yes
Yes