AvidPointsPlayer
New Member
Hey folks. Just offering up a data point here. Hope it helps...
I've read a lot about in branch offers being better or more lienient and can finally verify that is TRUE. Went into a bank (Chase) for the first time in probably 15 years a week ago to set up a small business bank account. Asked the nice personal banker to humor me and tell me what personal cards I qualified for. 820+ score. $100k+ income. Only light mortgage debt. Probably 20/24 (maybe 17 at the time).
Response: "Sir, you qualify for pretty much all of our cards."
Shocked, and as I had not expected to get a Chase CC that day, I had to have her explain some of the details/differences between Sapphire Preferred vs Reserve. Ultimately went with Preferred...had all I needed (primary rental car insurance) and a higher bonus. Will wait for the 100k Reserve bonus to come back eventually.
So for those of you like me that may be too lazy or doubtful about walking into a branch, follow the Nike slogan...just do it...you may be 55k UR points richer.
I've read a lot about in branch offers being better or more lienient and can finally verify that is TRUE. Went into a bank (Chase) for the first time in probably 15 years a week ago to set up a small business bank account. Asked the nice personal banker to humor me and tell me what personal cards I qualified for. 820+ score. $100k+ income. Only light mortgage debt. Probably 20/24 (maybe 17 at the time).
Response: "Sir, you qualify for pretty much all of our cards."
Shocked, and as I had not expected to get a Chase CC that day, I had to have her explain some of the details/differences between Sapphire Preferred vs Reserve. Ultimately went with Preferred...had all I needed (primary rental car insurance) and a higher bonus. Will wait for the 100k Reserve bonus to come back eventually.
So for those of you like me that may be too lazy or doubtful about walking into a branch, follow the Nike slogan...just do it...you may be 55k UR points richer.