Featured
CategoryBusiness is not work is not investing
One of the more curious tricks played by late capitalism on the minds of its subjects is conceptually transforming all aspects of life into different forms of capital. From this
How good are Roth IRA’s for emergency funds?
Roth IRA’s are interesting vehicles because, among other things, contributions can be withdrawn at any time penalty-free. Since contributions are capped annually but can be withd..
See how “frugal” I am
I always have a good time reading the latest explanation for how easy it is to save money if you just make a few simple sacrifices, whether it’s your daily
Sleeping the rails
As some readers may know, in a former life I worked as an English language teacher in Russia. At that time, it was typical for expats to arrive on a
Investing your values, from easy to hard
I’ve been meaning to write this post for a while, but this afternoon a podcast I was listening to finally inspired me to put digital pen to internet paper. The
What I’m learning from the $5,200 upgrade
I wrote about a related topic recently, and some people thought it a little odd or rambling, I’ve no doubt this will have the same effect. But since a big
An unbridgeable divide in American life
I recently returned from a long weekend trip to my hometown (made longer by one voluntary bump and one involuntary missed connection), and have been turning over in my head
Things I learned from an actual big bank advisor portfolio
If you follow the world of financial advice at all, you know that professional financial advisors don’t have much patience for the so-called advisors you find tucked away in the
Breaking even with IHG Rewards Club Spire elite status
Last week I wrote about the possibility of using IHG Rewards Club as the primary hotel loyalty program for a reimbursed business traveler. In that post I considered only the
If a gap year is good, a gap life is even better
Last week Noah at Money Metagame announced he and his wife were considering what he called a “gap year:” taking time off from the workforce to go on an “epic road
Ebates Member Appreciation Day -12% Cashback!
Ebates is doing a Member Appreciation Day offering 12% cashback on 300+ stores. Its not as good as the Ebates Birthday Week in May, but today’s Ebates Member Appreciation Day
Independently Financed has a Patreon page!
Many people are saying, “sure, I love Independently Financed, but I’m upset there’s no way I can express my support in tangible terms, like a monthly contribution.”Other people a..
Why do people operate investment vehicles?
There is a question which I find fascinating but which everyone else seems to treat as utterly banal: why do people operate mutual funds, hedge funds, real estate investment trus..
IHG Rewards Club, reconsidered
Easily the reaction I least expected to Tuesday’s post on credit card auxiliary benefits was the passionate defense that emerged in the comments of IHG Rewards Club.I have always..
Ben Sasse is running for President and wants you to buy his book
Ben Sasse, the junior Republican Senator from Nebraska, has begun his campaign for what we used to call the highest office in the land, and he has begun it with
My favorite credit card auxiliary benefits, ranked
I’ve been thinking lately about the Bank of America Alaska Airlines credit card, since it has a somewhat higher signup bonus than usual, at 30,000 Mileage Plan miles, a $100
Work is broken and we have to fix it – or else
I am a great believer in self-employment, and think many more people should be self-employed than currently are. But I don’t think everybody should be self-employed, for the simp..
There are no benign conflicts of interest
Back in January I wrote about the problem of conflicted advice, and the solution:”Your stockbroker, your insurance agent, and your affiliate blogger are all required to disclose ..
Ideas that should work
I have a fascination with travel hacking ideas that sound great in principle but for one reason or another are unworkable in practice. For example, I earn a lot of
What is going to happen to your financial independence after the crash?
There is a phrase I frequently read and hear from financial independence types that I find extremely confusing, and which is one of many reasons I find the concept of
Hey look the Amtrak Guest Rewards MasterCard raised their signup bonus
I saw at Miles to Memories yesterday morning that the Bank of America Amtrak Guest Rewards MasterCard had raised its signup bonus from 20,000 to 30,000 Guest Rewards points after
What should I change my mind about?
It’s become very fashionable in certain circles to prove your intellectual and critical thinking bona fides by changing your mind about ideas in the face of evidence or arguments..
Observation Deck: A Chat with Pizza in Motion
Episode 60 of the Saverocity Observation Deck was a fun one for me, I had the chance to chat with Ed Pizzarello who writes Pizza in Motion. I hope you’ll