Asset Allocation
Category
Planning for lower returns
I’ve spent most of this week working on growth projections for financial plans, and wanted to share some of the results with you for your own planning needs. Those hit
Why Mutual Funds Suck
The first US based Mutual Fund was created in 1924, called MITTX. The theory was that it allows an investor to buy a broad array of stocks without having to buy
Where my assets are located
What a great post idea, tell the world where I buried the loot! I read a few posts from around the web recently from these ‘personal finance bloggers’. For those
How much is a fixed rate of return worth to you?
Here’s one of my classic questions to advisors, and to arm chair advisors. “Should I take out a Home Equity Loan to invest in stocks?” My gut feeling is that most people
Should you hold, or sell?
There’s a lot of froth in the markets right now, and one common theme that I hear repeated is ‘don’t buy high and sell low! Variations on this include holding
Did the Robo sell when the master said hold?
I’m not trying to Roboadvisor bash here… there’s enough of that going on. This is a sincere question. Do you know the answer? I don’t, and it would be great
DIY rebalancing
The markets are pretty rough today, reflecting a strong sell off in China. If you have a 401K account you have a couple of smart options:
Don’t look. Just keep working.
Rebala..
How to get out of a bad Roth IRA
Reader Eric commented on my ‘Experience opening up a Roth IRA‘ post to ask if he had been sold a poor investment for his Roth… sadly this is an example
Building Model Portfolios -US Equities
I’m currently build model portfolios for my new firm. When looking at US Equities as part of a portfolio the question is how far to stratify them in an attempt
What happened to $twtr yesterday?
Shares of Twitter dropped from $51.21 at 3pm Eastern to $41.80 by 3:45pm. A drop of 18.38% The reason for the drop was based upon the earnings report released. Unfortunately
Controlling the Magic of Compound Interest
If I had a dollar for every article I have seen lauding the magic of compound interest I’d be able to go have a nice steak dinner somewhere. Or I
Understanding your retirement number
Your retirement number is the amount that you need to have saved in order to retire. I want to dive into this today and explore some really important things that
It’s Not only a paper loss…
While chatting with an established financial advisor earlier in the week he brought up a line that I hear propagated within the planning community. The line is The biggest financ..
European ETFs – Hedged vs Unhedged
As I continue to realign my portfolio, the next investment I will be focusing on is international exposure. I have decided that I want to be more focused in Europe
If you fail this test, you don’t understand money.
That’s fine though, failure is needed on the path to success. If you feel strongly about this I advise you to:
Argue.
Listen.
Change.
I promise to do the same.
You should not ..
Granulation of investments for Tax Loss Harvesting
I was reading an article this morning by Kitces on Tax Loss Deferral (something I do currently with partial Roth Rollovers) which had a line in it that really caught
Free $20 Amazon Gift Card for first 1000 signups #BlackFriday
Personal Capital is offering a $20 Amazon Gift Card to the first 1000 people that sign up using this link. In order to qualify for the the $20 you must
Man Vs Robot – How my portfolio stacks up to the Robo-Broker
Firstly, I am fan of FutureAdvisor. They are a robo broker that competes with Betterment and Wealthfront. I think that they hold an edge over these two since they are
My Favorite Personal Finance book
I’ve been asked many times to share my favorite finance book, especially for beginners. Until today I have struggled to say what it was, but I think I have cracked