RE-ADVISOR: Somebody wrote in to creditcards.com asking how best to get to New Zealand next May. Their only loyalty / frequent flyer assets are 30,000 AA miles. The advice was to drop $1,300 on a ticket. My better advice, assuming an adequate credit score for the would-be traveler: go to PFD’s credit card bonus page. You’ll find three different links to Citi AA cards with 50K bonuses. Apply for one that you don’t have, and congratulations, you now have the 75K miles you need to get to New Zealand and back, plus a few thousand extra miles you can use to buy an Economist subscription to read on the plane. Or you could apply for the Chase Sapphire 40K, and a Chase Ink 50K, then transfer 80K points to United for the roundtrip ticket. Despite what certain lost souls may think, frequent flyer programs can be a very good use of your time.