It’s app-o-rama time! My recent round of applications was modest but meaningful as I applied for three cards–one each from Citi, Chase, and Comenity Bank. The cards and the results:
CITI EXECUTIVE SUPER AWESOME AMERICAN AIRLINES 100,000-MILE CARD: It’s hard to say no to 100,000 miles, even at a cost of $250, since those miles will take care of a few plane tickets to see in-laws in Central America. Upon submitting the app, I received the “Please call us immediately to verify information” message. This may be surprising to you, but apparently Citi had already extended to me as much credit as they felt comfortable with, so I had to move some credit lines around. Result: Approved.
CHASE IHG 80,000-POINT DOUBLE TOP SECRET LINK: My wife already has the card, and it would be nice to have two rooms to use each year instead of one, seeing as how we have a whole bunch of kids. (Random fact: I’ve discovered that four kids is the point at which I start having difficulty remembering their names and birthdays.) Upon submitting the app I received the “Please call us immediately to verify information” message. This may be surprising to you, but apparently Chase had already extended to me as much credit as they felt comfortable with, so I had to move some credit lines around. Result: Approved.
MARATHON VISA: This is the gas station credit card and has nothing to do with the mysterious figure known as Marathon Man. I applied because I wrote about this card a couple of months ago and I wanted to try the card out. Comenity’s response: “Your application is now under review. We will contact you by mail within 7-10 business days regarding the status of your application.” I have plenty of credit card fun on my plate with the first two cards, so I’m going to wait to see what Comenity do. Result: Deferred.
And that’s all, folks. Just as you don’t need ten million points, you also don’t need to apply for 20 cards at a time either (although that would be kind of fun). Everybody’s situation is different and nobody knows you better than you.
Did you find any interesting GCs or other MS opportunities at Marathon?
Not sure, we’ll see what happens with the credit card.
I applied for the IHG too! great offer.
Dont you have to have more than 3 cards to call it an app-o-rama? 3 seems low for anything that has an “-o-” in it.
Other than a Trio
I think that is right. 3 is definitely stretching it. I’d call it an app-o-warm-up 🙂
I get style points for throwing the Marathon Visa in there, so it’s definitely an app-o-rama.
One, I can’t believe you didn’t post a picture of yourself or your family holding up the cards you applied for. Two, why apply for good cards when you can get uninspiring offers and convince your readers they’re great?
Also, looks like BoardingArea is down. I guess they’re trying to figure out how to get more affiliate links onto their blogs’ pages.
Maybe I should have borrowed one from MMS?
Good advice, but I agree with Raj. Maybe next time you could make things a little easier for people by throwing in some screen shots of the application pages, with some brightly colored arrows about what info to put in what field, that kind of thing? You know, where does your last name go, address, etc. Thanks.
What color should the arrows be?
did you get approved for the matathon? why did it take 7-10 days
Yes, I got approved. Not sure why they took 7-10 days.
Hi, how long did it take you to receive anything from Comenity after receiving the 7-10 day message? I recently applied and got the message as well. Thanks.
I don’t remember exactly, but I think it was a week or two. Nothing out of the ordinary.
Ok, thanks for that info. I will post once I hear something.
Hello again, I am just posting to let all know that I received my card by mail after getting the 7-10 day message! That was about a 2 week wait, but worth it!