Become a Patron! A few years ago I wrote about one of the curious fixations I observed among the wealthy denizens of the finance industry: the need for "personal finance" education. In this telling, the problems troubling American civilization are not the result of financial deregulation, or corporate consolidation, or employee misclassification, or wage theft, or race and … [Read more...] about Education, advice, and evasion
personal finance
Three questions to ask as the unemployment insurance fight enters its (abbreviated) endgame
Become a Patron! Back in April I wrote an overview of the state of the federal pandemic response, and said (optimistically, I thought), of expanded unemployed insurance benefits that, "What happens next depends on both our progress against the virus and the state of the economy. If we’ve beaten back the virus sufficiently, Republicans may allow the federal top-up to lapse … [Read more...] about Three questions to ask as the unemployment insurance fight enters its (abbreviated) endgame
Did the Paycheck Protection Program fail, and if so, why?
Become a Patron! While billions of dollars remain available to fund new Paycheck Protection Program loans, and some banks continue to accept applications, at this point it's fair to say that the program is at least entering its final act, and the debate over its success or failure has begun in earnest. I've written about PPP loans (and the sister program, EIDL) in the past, … [Read more...] about Did the Paycheck Protection Program fail, and if so, why?
Checking back in on the Long Game savings app
Become a Patron! Several years ago there was a brief flurry of online interest in an app called "Long Game." The flurry of online interest was presumably because of the easy referral bonus (there's still a bonus for referring people, though I'm not sure if the referee gets anything out of it). It also seems there are occasional increased portal payouts for opening an … [Read more...] about Checking back in on the Long Game savings app
Some time-sensitive thoughts on fall higher education enrollment
Become a Patron! Long-time readers know that one of my earliest recurring themes here on the blog was techniques to bring down the cost of higher education. Not by "applying for scholarships" or "getting good grades," but by manipulating the machinery of the financial aid system. With colleges and universities around the country announcing their decisions about whether … [Read more...] about Some time-sensitive thoughts on fall higher education enrollment