• Skip to main content
  • Skip to primary sidebar
  • Saverocity
  • Home
  • Contact
  • Support the Site
  • The Free-quent Flyer

Independently Financed

Independently Financed

Archives for February 2017

You can pay someone to harvest capital losses for you, but why would you?

February 28, 2017 by indyfinance 8 Comments

A current fad in the world of personal finance and investing is so-called "tax-loss harvesting." If you're not familiar with the concept, tax-loss harvesting refers to the perfectly true observation that up to $3,000 in capital losses can be deducted from ordinary income each year, and it's one of the biggest selling points of "robo advisors," the automated investing … [Read more...] about You can pay someone to harvest capital losses for you, but why would you?

Why should retirement savings be financed out of current income?

February 27, 2017 by indyfinance 6 Comments

If there are two axioms that financial graybeards treat as indisputable, they are: Americans don't save enough money for retirement; and the government needs to do more to encourage retirement savings. With respect to the first axiom, we're treated to serious-looking charts about the "retirement savings gap" and told how few people are taking advantage of … [Read more...] about Why should retirement savings be financed out of current income?

Market capitalization doesn’t matter because share prices don’t matter

February 24, 2017 by indyfinance Leave a Comment

There is a tendency in financial journalism to refer to a company's market capitalization as what the company is "worth," or its "value." This tendency is most pronounced when people describe a private company raising capital, for example describing Uber as "worth" $62.5 billion. These valuations are arrived at by comparing the price paid to the share of the … [Read more...] about Market capitalization doesn’t matter because share prices don’t matter

Free Business Idea: Mailstream, Your Home Away From Home

February 23, 2017 by indyfinance 8 Comments

There are lots of people who enjoy their jobs, who find that their jobs give their life meaning, or who think that wage labor is the natural order of the universe and that it's their duty to be employed by somebody else. On the one hand, I'm not in the business of judging other people's priorities. On the other hand, the obsession with "employment," with laboring … [Read more...] about Free Business Idea: Mailstream, Your Home Away From Home

The boring reason you might take out student loans while getting a free education

February 23, 2017 by indyfinance 6 Comments

Last week I wrote about the simple path anyone can follow in order to go to college for free (and explained why I think almost no one takes it). Some commenters objected to the fact that in passing I mentioned the benefits of the income-based repayment option for loans made directly by the federal government, claiming that an education paid for with such loans … [Read more...] about The boring reason you might take out student loans while getting a free education

Next Page »

Primary Sidebar

Recent Posts

  • MEUC: the unemployment insurance top-up no one is talking about
  • How to apply to, enroll in, and attend college
  • Book Review: Ron Lieber just wants to ask questions about college costs (that have obvious answers)
  • The right and wrong lessons from the Gamestop trading fiasco
  • Good reasons to own bonds

Recent Comments

  • Rio on Distinguishing between falsifiable and non-falsifiable claims
  • A Different T-Mobile Tuesday – Miles Earn and Burn on Smart people overestimate the difficulty of maximizing the interest earned on savings
  • MEUC: the unemployment insurance top-up no one is talking about - Independently Financed on My successful Economic Injury Disaster Loan story
  • indyfinance on How to apply to, enroll in, and attend college
  • calwatch on How to apply to, enroll in, and attend college

Archives

  • February 2021
  • January 2021
  • December 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017

Categories

  • affordable luxuries
  • better billionaire project
  • book review
  • cheap lessons
  • fire
  • free business idea
  • health insurance
  • higher education
  • investing
  • over there
  • personal finance
  • rant
  • real estate
  • self-employment
  • social security
  • student loans
  • taxes
  • Uncategorized

Newsletter

Copyright © 2021 · Magazine Pro on Genesis Framework · WordPress · Log in

This website uses cookies to personalize content and ads and to analyze traffic. Our ad partners may combine this information with other information you have provided them or that they've collected from your use of their services elsewhere. You consent to our cookies if you continue to use this website.OkNoRead more