Become a Patron! This is my third and final post about first-time homebuyer savings accounts, a tax dodge that seems to have swept the nation a few years ago, with several states setting up similar-but-not-identical versions of the gambit, with vastly varying value based on income restrictions, time and contribution limits, investment options, and of course the state income … [Read more...] about First time homebuyer savings accounts, part 3 (Alabama, Mississippi, Montana)
Become a Patron! I recently wrote in detail about the first-time homebuyer savings account tax deduction offered by the state of Oregon, and promised a followup with an assessment of similar accounts offered by other states. If you haven't read that post, then you should probably start there, since the concepts I describe there will be helpful as I skim through the remaining … [Read more...] about First-time homebuyer savings accounts, part 2 (Virginia, Colorado, Minnesota, Iowa, Idaho)
Become a Patron! One of the most interesting things about the US banking system is just how decentralized it is. While most developed nations have just a handful of major banks, the United States pairs those nationwide behemoths with thousands of smaller banks and credit unions that may serve an area as small as a single city or county. Of course, in the 21st century … [Read more...] about Oregon first-time home buyer savings accounts: is the juice worth the squeeze?
Become a Patron! Last May I shared my successful Economic Injury Disaster Loan experience, which included a $1,000 "EIDL Advance" that doesn't have to be repaid and a $3,000 30-year low-interest loan. It took about a month and a half for the money to show up in my checking account, but other than that the process was fairly seamless, and the Small Business Administration … [Read more...] about Understanding the latest two rounds of EIDL Advances
Become a Patron! This is a question I've been thinking about lately while working on another project, and I want to walk through my thinking so far to see if any readers want to provide any additional insight. Long-term care is very expensive, but not everybody needs it Due to search-engine optimization and paid ad placement this information is actually annoyingly … [Read more...] about Why is there a private market in long-term care insurance?