As in my wont, I was browsing through depositaccounts.com to see if anything interesting was happening in the world of consumer-facing interest rates. I was surprised to see a few new borrowers at the top of the interest rate league table, with Merchants Bank of Indiana and Workers Credit Union offering 5.65% APY on 36-month certificates. The products used a term I hadn't seen … [Read more...] about Inverted yield curves, rate expectations, and floating-rate certificates