Hanoi IG
Level 2 Member
Right now I have some outstanding balances pending autopay in about a week. I pay in full every month but the balances include the deposit on an expensive cruise.
Should I wait until the balances are down to zero before applying for any new cards?
One of our cards that has FICO scores indicates I will go from mid 700s back to our usual 820 if I pay them off.
Also, it says I have 6 new cards in recent past so should I eschew Chase given the 5/24 rule?
Should I wait until the balances are down to zero before applying for any new cards?
One of our cards that has FICO scores indicates I will go from mid 700s back to our usual 820 if I pay them off.
Also, it says I have 6 new cards in recent past so should I eschew Chase given the 5/24 rule?