R
RamboAroundTheWorld
Guest
My annual fee has just hit and I've been doing some soul searching on my CSP in regards to keeping it or getting rid of it. I honestly don't need it in and of itself, but going over its protections and 2x points and lack of Forex fee has me reconsidering. I'd say just to use my Barclays Arrival, but some of the places I want to go only have access to the Visa network, so I prefer Visa to be my main card of choice. I'll probably be taking the Barclays as a backup anyway. The thing is, my travel spending will definitely NOT be high roller status. Think more hostels and cheap eats rather than Ritz's and spas. So I don't know if I'd even make up the $95 CSP fee in UR points. And I plan on applying for the Ritz card come September, but I have no idea what I'd do with just a few thousand banked RC points.
What are your thoughts?
What are your thoughts?