I spoke with a CSR from the cruise booking site with TYP and here's a copy of the notesI made:
Booking Cruise with TYP: no separate number, Ask for “cruise booking” when calling main # 800-842-6596
Hours: 9-9 Mon-Fri, 9-5 Sat., Closed Sun
Cancellation fee: based on NCL not TYP. (14 days non-refundable). Points can be refunded.
Can pay with cash and points. Formula: Points/80 = value
No travel insurance, may be built in with Citi card
Price Fluctuation: Will match price before final payment is made. If you have a balcony and it turns out the mini suite is cheaper, they will also upgrade you if unable to match d/t time frame (kinda confuse on that one)
Availability: usually not a problem if you wait on booking
Redeem Points: Can only redeem x 1, final payment 90 before cruise
Freestyle also available with TYP: specialty dining, drinks, etc but surcharge
Price: Based on 7 day Adriatic Cruise on NCL Jade (different than the one I initially mentioned)
Balcony: 280,000 TYP, Price for 2 seniors (haha): $3,490.10 with port fees, taxes, gratuities included.
Mini Suite: 306,408 TYP, Price $3,830.00 with port fees, taxes, gratuities included.
Essentially, need to keep an eye on prices and figure out the best time to book. In our case we need a lot more points, so won't be booking early. Not even sure if we can make it or not. We have ~120K points. My dh can pick up another 50k with a Citigold checking account. We can also add savings accounts and use the Premier to fund those.
I did come across a citi calculator for points. Probably didn't break up the link right but you can get the gist.
https://online.citi.com/US/JRS/portal/template [ dot] do?ID=TYCalculator