MnWolf
Level 2 Member
Thinking about my 401k. There are lots of options, most of which I won't touch because of high fees. But there are three funds which I am considering:
An S&P 500 Index fund, .05% fees
A Core Bond Index fund, .10% fees
A Stable Value fund which guarantees 2.3% net of fees through this year.
I've always kept to 60% S&P 500, and 40% Core Bonds. I don't think that I've traded at all over the past few years, except to re-balance a few times. I saw an article saying that a Stable Value fund is one of a few reasons to stick with a 401k as opposed to say rolling over to an IRA. I don't see very much information about Stable Value funds. What do you think of moving part (maybe half?) of my Bond holdings to Stable Value?
An S&P 500 Index fund, .05% fees
A Core Bond Index fund, .10% fees
A Stable Value fund which guarantees 2.3% net of fees through this year.
I've always kept to 60% S&P 500, and 40% Core Bonds. I don't think that I've traded at all over the past few years, except to re-balance a few times. I saw an article saying that a Stable Value fund is one of a few reasons to stick with a 401k as opposed to say rolling over to an IRA. I don't see very much information about Stable Value funds. What do you think of moving part (maybe half?) of my Bond holdings to Stable Value?