FlyingExplorer
Travel, Tastes, & Tennis
I know there are specific rules for Citi and Barclay's, but are there recommendations for AmEx cards as well? Particularly, for business cards?
Thanks. I wasn't referring to churning the same card, but the time in between applying for 2 different AmEx Business cards.Each offer spells out exactly what you can have had and when, usually right on the offer front page. For instance the 75K Business Gold offer that just surfaced (on pointscentric blog) says you can't have had that card within the past 12 months. Some Plat offers say you can't have had a Gold or Plat card within a certain time frame. Remember to ALWAYS use cookie-free or private browsing for AMEX apps!
@KennyBSAT was spelling it out for you. Regardless of what you mean by churning, each card offer will state what will disqualify you for the bonus. If the two cards you want are a biz rewards gold and platinum business, you may or may not be able to get both sign up bonuses, depending on the terms of each offer. Some offers are stricter than others, as @KennyBSAT pointed out by examples. So you may get that second card but not the corresponding sign up bonus.Thanks. I wasn't referring to churning the same card, but the time in between applying for 2 different AmEx Business cards.
Regarding using an inkognito window, that is probably good advice for many credit card applications, also because of aggressive affiliate links and the cookies they leave behind. By the way, has anyone ever tried starting a "cashback portal" of sort for credit card applications?
I've got the same offer for BRG. I'm tempted to apply but I'm waiting on my reports to clear up.75k again for BGR? Hmm.... The only thing is I wish they had a card you could downgrade that to with no AF.
Obviously you should do what you want, but my experience is that AMEX is easy and doesn't care how many apps, new accounts and pulls you have. I opened my OBC after Blue Wednesday, ~35 other accts spread pretty evenly over the past 2 years, had closed my old BRG 10/2013 and was approved no problem for another one on Monday. Not approved instantly, the decision screen asked me to call but the questions were 100% ID verification and then approved.I've got the same offer for BRG. I'm tempted to apply but I'm waiting on my reports to clear up.
Platinum and Gold at the same time? How the hell did you swing that?As other have weighed in, getting approved for AMEX is second to none, as long as you fit the typical MS profile (stellar credit score but tons of inquiries). Case in point, today I got approved for AMEX Plat and Gold business cards, 175k of MR love total, and a Capital One Venture. Just last month, I was rejected for my 5th INK card from chase
It's possible, the rules aren't well defined. Some say apply for a revolver then a charge card. To get 2 charge cards in a single app is pretty unique. Most have the caveat of charge card rules.Platinum and Gold at the same time? How the hell did you swing that?
It's possible, the rules aren't well defined. Some say apply for a revolver then a charge card. To get 2 charge cards in a single app is pretty unique. Most have the caveat of charge card rules.
I applied under two separate referral codes under the sameday. AMEX just started bombarding me with apply for gold 75k and platinum 100k, I've given the extras to friends. Actually, the RSVP #s are not attached to any business/name.
Sorry, if I get more I will certainly ring your bell. They do work for other people.Do you have any left? Looking to apply for spouse
From my experience last month, I blasted through real quickly. However, I can't guarantee times haven't changed.Is there a problem w Amex business cards being L3 and therefore more liable to AA from GCs for min spend? Or do folks just blast through 5k pretty quick generaly speaking?
You're going to have to read the terms and conditions of the card, but it is pretty soon, particularly if all of the same type (personal or business)Just wanted to check in on time between applications for Amex cards. I applied for two cards on 3/31, and was hoping to apply for 2 more this week. Do I have to wait until 90 days pass or am I ready to apply?
Same here for Amex - I did the 75k BGR around 2/1 and the 150k Bus Plat around 5/1.I usually space out my apps 3 mos apart at a given bank. Or minimum of at least 2 mos.