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Do we overrate travel credits on high annual fee credit cards?
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<p>[QUOTE="projectx, post: 808306, member: 64"]</p><p>In the case of the CSR, I don't see it as a travel credit. I see it more as a way to offset the annual fee. For us, a lot of our trips are paid with cash; I find that as a family of five has little use for hotel points. So I have no problem using that $300. For the remaining $150, that's about what trip insurance would have cost for our last trip, so for me it all cancels out. </p><p></p><p>In <em>my</em> situation, the CSR essentially gets us at minimum 4.5% back in the travel and dining categories and Priority Pass lounges for a $0 annual fee.</p><p>[/QUOTE]</p>
[QUOTE="projectx, post: 808306, member: 64"] In the case of the CSR, I don't see it as a travel credit. I see it more as a way to offset the annual fee. For us, a lot of our trips are paid with cash; I find that as a family of five has little use for hotel points. So I have no problem using that $300. For the remaining $150, that's about what trip insurance would have cost for our last trip, so for me it all cancels out. In [I]my[/I] situation, the CSR essentially gets us at minimum 4.5% back in the travel and dining categories and Priority Pass lounges for a $0 annual fee. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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Do we overrate travel credits on high annual fee credit cards?
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