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Disturbing news on Chase Credit Cards
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<p>[QUOTE="Matt, post: 296281, member: 1"]</p><p>Slate is the best (along with perhaps the Citi Simplicity IIRC) for issuing a long term 0% APR and that also doesn't come with the BT initiation charge... people use it for interest free loans..</p><p></p><p>Overall, I'm starting to think that the old logic of keeping / transferring credit may need rethinking, as they are pulling in weird rules on credit amounts available now. They called me out on my LOC too, and then made illogical arguments about it, such as focusing on salary to credit ratio (it should be assets) and other silliness. </p><p></p><p>Maybe better to close out some older cards (doesn't appear so much like churning then) before applying, yet keeping the oldest to maintain AAOA. </p><p></p><p>I've also had two non Chase cards close on me for sock drawing recently: Amex Hilton closed when I opened Amex Biz Delta Gold, and Barclay Rewards CC (previously downgraded from US Air) both closed for lack of use..</p><p>[/QUOTE]</p>
[QUOTE="Matt, post: 296281, member: 1"] Slate is the best (along with perhaps the Citi Simplicity IIRC) for issuing a long term 0% APR and that also doesn't come with the BT initiation charge... people use it for interest free loans.. Overall, I'm starting to think that the old logic of keeping / transferring credit may need rethinking, as they are pulling in weird rules on credit amounts available now. They called me out on my LOC too, and then made illogical arguments about it, such as focusing on salary to credit ratio (it should be assets) and other silliness. Maybe better to close out some older cards (doesn't appear so much like churning then) before applying, yet keeping the oldest to maintain AAOA. I've also had two non Chase cards close on me for sock drawing recently: Amex Hilton closed when I opened Amex Biz Delta Gold, and Barclay Rewards CC (previously downgraded from US Air) both closed for lack of use.. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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