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Disturbing news on Chase Credit Cards
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<p>[QUOTE="Annie H., post: 295586, member: 542"]</p><p>I've reported this elsewhere but might as well get it in this somewhat consolidated thread. I spoke to several "senior" credit analysts and was told they do NOT count AU cards (contrary to what others report) but who knows what that really means. When I applied a couple weeks ago for both UA EXP and CSP-- UA EXP was approved, CSP wasn't. At the time I thought they had a threshold and the second app tipped me over but now it looks like what's being reported elsewhere--they are specifically targeting UR cards.</p><p></p><p>Sure would like to know what the magic number for apps in last 2 years-- I had 11 and got UA Exp. SO has 8 and it doesn't look good for a CSP app.</p><p></p><p>Edit: Analysts also told me (re DOC reports) that when they get the "too many apps... last 2 years" message they CANNOT override it, it's company policy. I guess there's some intermediate but not quite as bad message they CAN override.</p><p>[/QUOTE]</p>
[QUOTE="Annie H., post: 295586, member: 542"] I've reported this elsewhere but might as well get it in this somewhat consolidated thread. I spoke to several "senior" credit analysts and was told they do NOT count AU cards (contrary to what others report) but who knows what that really means. When I applied a couple weeks ago for both UA EXP and CSP-- UA EXP was approved, CSP wasn't. At the time I thought they had a threshold and the second app tipped me over but now it looks like what's being reported elsewhere--they are specifically targeting UR cards. Sure would like to know what the magic number for apps in last 2 years-- I had 11 and got UA Exp. SO has 8 and it doesn't look good for a CSP app. Edit: Analysts also told me (re DOC reports) that when they get the "too many apps... last 2 years" message they CANNOT override it, it's company policy. I guess there's some intermediate but not quite as bad message they CAN override. [/QUOTE]
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