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Disturbing news on Chase Credit Cards
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<p>[QUOTE="Mountain Trader, post: 295483, member: 99"]</p><p>It is not clear yet that Chase is or will be applying the new policy to apps for cards other than ones that earn UR (e.g. Ink, CSP and Freedom). There are reports that affiliate cards such as Hyatt and UA may still be judged under the old rules. In fact, my wife and I each applied for the UA Explorer at the beginning of June and were approved, even though we are way over whatever number of cards Chase might be using to call "too many".</p><p></p><p>That said, I can't think of any reason Chase would not apply the new policy to all of its cards, so maybe they just started with the UR earners, and will bring in the others later. Or maybe the new policy is an experiment and could be changed later.</p><p></p><p>Up to me, I would keep your UA card until you have to either incur the fee or close the card, which should give you another 3 months from now to see what develops from the data points. As you likely know, there are a lot of data points daily on FT, assuming you have a need for the card and would be willing to pay the fee if you can't get another one. Keeping these cards and shooting for threshold bonuses will likely get a lot more attention since the salad days of card churning seem to be drawing to a close.</p><p>[/QUOTE]</p>
[QUOTE="Mountain Trader, post: 295483, member: 99"] It is not clear yet that Chase is or will be applying the new policy to apps for cards other than ones that earn UR (e.g. Ink, CSP and Freedom). There are reports that affiliate cards such as Hyatt and UA may still be judged under the old rules. In fact, my wife and I each applied for the UA Explorer at the beginning of June and were approved, even though we are way over whatever number of cards Chase might be using to call "too many". That said, I can't think of any reason Chase would not apply the new policy to all of its cards, so maybe they just started with the UR earners, and will bring in the others later. Or maybe the new policy is an experiment and could be changed later. Up to me, I would keep your UA card until you have to either incur the fee or close the card, which should give you another 3 months from now to see what develops from the data points. As you likely know, there are a lot of data points daily on FT, assuming you have a need for the card and would be willing to pay the fee if you can't get another one. Keeping these cards and shooting for threshold bonuses will likely get a lot more attention since the salad days of card churning seem to be drawing to a close. [/QUOTE]
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