By focusing on biz cards over the last couple of years, I've fallen to 3/24 this week. I've not had a signup bonus for either the CSP or CSR (authorized user only). Signup bonus is 10k UR higher on CSP now. I already get 1.25 uplift on travel via my Ink cards, and have all of the other extra benefits offered by CSR from other cards. I'm likely to cancel a few of those cards early next year, at which time the CSR would be worth having in order to continue primary auto coverage and Priority Pass. My plan is to signup for the CSP now to get the higher signup bonus, and then product change to the CSR next year when the annual fee hits Does anyone know if that's possible without another credit pull next year? Anything I'm not considering?