Citi thank you preferred bonus increase.

[Fuerza]

Current promotional bonus is 30k TY points with $2k in spending within 4 months. Normally it's 20k points with I believe $2k in spending In 3 months.

http://creditcards.citicards.com/usc/thankyou/Preferred/2014/Oct/30k/external/default.htm?BT_TX=1&ProspectID=FA68598ACE3846D9A9D44AB122CEC59B

 

[Julian Brennan]

Here's a question for the Citi Thank You experts as I'm not really a points person and usually only deal with real cold hard cash-back:

Got the Preferred for the elevated signup bonus and am about to reach the spending threshold. Since I usually don't spend any big money on restaurants or entertainment or the like, I was thinking about using the points for a Redbird load, ahem, a Target grocery purchase. Just realized that they charge 33% more points for that so this strategy just busted.

Now I think it might be better to just get Target GC and resell them for ~90% of face value. Any better ideas?

 

[Sesq]

Are you not familiar with the student loan or mortgage redemption? You have to call, but you get 1 cent per point.

The mortgage check is made out to your bank. If it just happens to wind up in your checking account, well. . . .

That said, the cool kids are getting the prestige card and redeeming at 1.6 cpp for AA/US tix.

 

[Julian Brennan]

Thanks but no thanks. I don't travel and have no student loan or mortgage. Yes I know it's hard to believe but such people exist - when they received their education outside of America

 

[raenye]

I think you missed the point, @Julian Brennan.
This isn't about repaying loans (cf. Evolve), this is about repaying oneself.

 

[Julian Brennan]

I think you missed the point, @Julian Brennan.
This isn't about repaying loans (cf. Evolve), this is about repaying oneself.

Oh now I see. Just re-read the post and hehe this is funny indeed. Any other thoughts?

 

[fr33b13]

It's nice to get cash back, but for easy redemption on flights w/o transferring to an airline to book award flights, you can also get a discount when you book flights using Thankyou.com's travel portal. You can book any flight that you see on kayak and you get miles for those flights

 

[Julian Brennan]

It's nice to get cash back, but for easy redemption on flights w/o transferring to an airline to book award flights, you can also get a discount when you book flights using Thankyou.com's travel portal. You can book any flight that you see on kayak and you get miles for those flights

Too bad I don't travel as mentioned above. I'm about to fly to the east coast this spring but only because the company pays for the family trip...