Capital One like Chase
- Thread starter HanoiIG
- Start date
I’m not a churner. I’ve never closed a card and reapplied. At least I know not to try them again.Capital One doesn't have any hard rule like 5/24 but they are sensitive to new accounts and new inquiries. They are a tough bank for any experienced credit card churner to get.
I meant credit card churners in a broader sense - people that into credit cards.I’m not a churner. I’ve never closed a card and reapplied. At least I know not to try them again.
Not the typical person that has 1 or 2 cc and uses them for everything.
You said your wife was told "too many recent accounts". What is her _ /24 status?
If I haven't screwed up the spreadsheet Just 5 but won't get under until fall of 2020. Thanks for reminding me to look. I may be down to 4! Is it worth trying for a Chase card? Any ideas? Already have CSR, Freedom, IHG. I don't think United worth much as I have tons of LifeMiles and I don't think there's a way to get a lot of UA miles from elsewhere.I meant credit card churners in a broader sense - people that into credit cards.
Not the typical person that has 1 or 2 cc and uses them for everything.
You said your wife was told "too many recent accounts". What is her _ /24 status?
If you're at 4/24, I'd first think about business cards, since that'll keep you under 5/24 still. Have a CIP (or two or three...)If I haven't screwed up the spreadsheet Just 5 but won't get under until fall of 2020. Thanks for reminding me to look. I may be down to 4! Is it worth trying for a Chase card? Any ideas? Already have CSR, Freedom, IHG. I don't think United worth much as I have tons of LifeMiles and I don't think there's a way to get a lot of UA miles from elsewhere.
What is a CIP? I’m retired so no business. I’ve heard you can get by but is it really worth it?If you're at 4/24, I'd first think about business cards, since that'll keep you under 5/24 still. Have a CIP (or two or three...)
Chase Ink Preferred. 3x spending on some useful categories but the unique UR one is advertising.What is a CIP? I’m retired so no business. I’ve heard you can get by but is it really worth it?
But the biggest benefit for many is 80k UR sign up bonus.
But I don't have a business so it seems pointless. 80K is maybe $1000 or so. I saw the fee is low but spend $5000 I almost have to invent things to buy and, at my age, can't pay cable bill for 2 years!Chase Ink Preferred. 3x spending on some useful categories but the unique UR one is advertising.
But the biggest benefit for many is 80k UR sign up bonus.