Earlier I posted on how I am trying to get a new Tablet for free, using Staples rebates and rewards, a quick update on this is that one of my methods failed – the Binders FAR I outlined in this initial post Tablet Challenge – Getting a new tablet for Free from Staples Did not yield […]
Tablet Challenge – Getting a new tablet for Free from Staples
I have sat on the fence regarding getting a Tablet for over a year now, I simply cannot seem to be able to justify the cost of one, and further to that I cannot decide which to get. I like the quality of an iPad, but I dislike Apples closed system and DRM as I […]
Free Cash from Citibank for a new Savings Account!
I love me some free money, oh yes I do! Citi just offered me $25 to put $100 in a savings account for a week – that is such an incredibly high rate of APR that my brain cannot actually calculate the ROI – it is like figuring out PI to the 23rd decimal at 7am without any coffee.Yesterday I did […]
Alternative Investments – Altruistic Loans
Earlier this week I heard about a new loan program called Zidisha. They are a micro loan facilitator with the goal of reducing costs and increasing the impact of lending to the borrows by reducing the middlemen. I’m going to sign up for them and report back as a follow up to this post on […]
Alternative Investments
As I look forward in 2013 chasing Alpha for my portfolio I have started exploring Alternative Investments. One that really caught my eye was Prosper.com, they are a P2P lending site where you get the opportunity to own Notes on Consumer debt.People sign up with Prosper as a borrower to for a multitude of reasons, […]
Capital Loss Harvesting and the Perils of Wash Sales
In my introduction to Capital Gains I talked briefly about carrying a Capital Loss forward and the Wash Sale. In this post I’ll go into more detail on this and how to leverage it for your portfolio.You can find the full facts of the Wash Sale Rule from the IRS Publication 550 it is located in Chapter […]
Tax Advantaged Accounts for the Employed
Understanding Asset Allocation is critical for building and protecting your wealth. In my previous posts on Options Trading and Capital Gains I outlined some of the factors that can impact wealth generation from active investments. Simply, if you are planning to trade for a profit through either a regular Stock trade or derivative of this such as […]
Passive Income
Passive income is the secret to retirement, in a nutshell it means that you are earning money without trading your own time for it, so you are free to enjoy life, without actually working to earn that money coming in every week. There are a number of factors you need to think about when it […]
Options Trading 101
Options trading scares the crap out of many of my friends and family – and rightly so! You can mess up big time when dealing with them, but thankfully your brokerage is aware of that and will limit your choices and abilities to get into scary trades based upon your financial knowledge.All trades contain risk, […]
Capital Gains – The Long and Short of it
Capital gains are a tax levied on the sale of an asset. The most common form you will encounter them will be in the trading of Stocks and other monetary items (such as Equity Options) along with things like your home (though there is a nice exemption level if it is your primary residence). The difference between […]