Online Degree’s have been around for some time, however, recently we have seen groundbreaking initiatives from some our nations most highly regarded schools such as Stanford and MIT as they leverage the technology platforms to create MOOC’s (massively open online courses) provided by third party companies such as Udacity, Coursera and edX. These companies run the […]
I’m Entitled to my own opinion
Entitlement has been on my mind for some time now, I found myself falling into the common trap of blaming others for their grandeous expectations and gearing up to berate them and their ignorant ways. However, yet again I find myself targeting not the common man when I write this, but the system, and its […]
LivingSocial Deal – $10 off $25 Plus Get 7% Cashback from BigCrumbs – til Saturday!
Here’s a deal too good to turn down, LivingSocial, a site not unlike Groupon is running a campaign right now for $10 of any purchase of $25 or more on their site. Use code AUG10You already get a great deal from sites like this as they offer large discounts on restaurants and other things to […]
Should Lotto Advertising be made illegal?
I live in New York City, I frequent those little bodega’s (corner stores) to top up on my daily needs, often a cool drink, sometimes a sandwich to power through the grind of the big city. Time and again I wait in line for people purchasing ridiculous quantities of Lottery Tickets, be them Scratch Cards, […]
How Long Does a College 529 Plan need to be open before you can withdraw from it?
I wrote recently about College 529 Plans, exploring their basics and some opportunities to maximize taxes, however here is an interesting twist on them that could help yourself or your significant other as they seek to attend College or Grad School.Each State has different rules for the tax treatment of College 529 Plan Contributions, so […]
Donating Stock to Charity
This is a great way to give back to your Charity of choice, whilst leveraging massive tax benefits in the process. The ability to donate appreciated stocks to charity provides double dipping savings on tax as follows: You would be able to claim a deduction based upon the current fair market price of the stock. […]
Should I pay off my mortgage early?
Should I pay off my Mortgage early? That was a question asked of me this week, and the answer wasn’t easy for me to give. I think it’s a common question, but the problem is complex and involves a lot of quantifiable and non quantifiable factors to consider, which makes it quite fuzzy. In this […]
College 529 Plans Explained
College 529 Plans are tax advantaged savings plans designed for people to set aside money for future education expenses. This post is a primer on the plans benefits for you as a saver, and will go onto some tips for structuring your plan in a savvy way to create a safety net in the event […]
Stocking up for Holiday Gifts by recycling Ink at Staples
If you are the type of person that plans ahead for Holiday spending then this post should be right up your alley. By joining the Staples Rewards Program, you can get some fantastic deals from Staples on great gifts – often for a fraction of the regular price. This post will talk about how the […]
Get Your Free Credit Score Monthly from Credit Sesame (Experian) and Credit Karma (Transunion)
I have long been a fan of the new breed of credit and wealth monitoring services offered by firms like Mint.com, Personal Capital, Credit Karma and Credit Sesame.The latter two would send alerts when I receive a new hard pull on my account, and other configurable alerts such as High Credit Utilization. I had always […]