It is popular theory to push the Passive Investment strategy upon all savers, the common logic for such a strategy is that Active Investments are inefficient because they cost more in terms of tax and trading fees. There is a lot of truth to this, and there are a massive number of mutual funds that […]
Thoughts on the CFP Course
I just signed up for the CFP Course at NYU, and wanted to share some thoughts on the decision making process and the strategies I will be following in order to do this in the most efficient and value orientated way.The Certificate in Financial Planning (CFP) is considered to be the Gold Standard in Financial […]
Stackable $100 off Windows 8 Computers from Staples = $30 for a $500 laptop when you apply Ink Rewards
Staples has been offering great deals on their Windows 8 PC line recently. The $100 coupon off any PC (Laptop or Desktop) that was released today is one of the best. The offer is $100 off any Windows 8 PC that was regularly priced at $499 or above. What that means is that if there […]
Education – how you pay matters
The US Tax Code is a hot mess, there, I said it. Reading it takes a large degree of skill, and any conclusions that you draw from it are often vague at best. However, all we can do is seek to find the best route through this quagmire, and wherever possible confirm everything with a […]
On Miles and Money
Today, I would like to explore my own set of Principles as it comes to saving and investing, to look for incongruous actions or habits, and attempt to align them, by adjusting my principles to incorporate them, or discard those that are not efficient. The reason for this is a feeling of dichotomy between my […]
A look at Incentivization, the Realtor’s Commission
Incentivization is what drives us to achieve all manner of goals, it is the reward we are given for successfully completing a task. In the workplace the more entrepreneurial the role the higher ratio of compensation to goal achievement is realized. A Realtor is a great example of this entrepreneurial compensation system, as are other […]
The stark reminder from the Nasdaq Crash
Yesterday the Nasdaq crashed, the system locked up for 3 hours, experts cite the reason to be an every growing complexity to the nature of the system, and I think this goes to show us, yet again, how insane we are to believe the stream of deception that individuals can compete within a fair market […]
Does Debt matter when finding a mate?
One of my favorite readers just told me that her son was concerned about a potential girlfriend since she has a lot of debt, and this sparked off an interesting exchange on Twitter between several people, all coming at this from slightly different angles, for the abbreviated response to this conundrum, the answer is ‘Maybe, […]
How I grew my Portfolio balance by 25.64% in just one week, without any risk
I use a portfolio tracking software from Personal Capital to keep an eye on movements within my portfolio, it sends me a weekly alert email to update me on the status of my investments, and last week I was very excited to receive the message to my Gmail account that my portfolio was up 25.64%. […]
Staples Cheap, and Free Stuff for the week – for your Pack for a Purpose Warchest
Below is a great list of school supplies that can be picked up from Staples, these can be paid for with your Ink Recycling Rewards or in good old fashioned Cash (I would recommend using the Ink Bold card for 5x earnings if you have one). I took the information from Fatwallet.com, a great site, […]