This is a series of posts on the concept of adding a car to the family.. I am going to explore buying, leasing, financing and secondary lease markets to find out which will provide the best value for us.We’re getting to that phase in life where schlepping ourselves for 2hrs in either direction, often dragging […]
Archives for February 2013
10 Principles of Investing from a Passive Perspective
Passive Investing is a long term investment strategy that advocates low levels of trading and keeping costs to a minimum in order to keep the most of your gains. They follow large Indexes of the entire market, or comprehensive sectors thereof. Advocates of Passive Investing also incorporate tax planning in order to minimize portfolio drag […]
Broker Schedule D for Capital Gains and Loses, How Accurate is yours?
Yesterday I confirmed that my Gains and Loss report from my Brokerage was incorrect, this report is the base information that they use to create your Schedule D, an IRS form that you will be using to calculate, and support, your Capital Gains or Losses for the Tax Year. These are critical numbers when reporting […]
OptionsHouse Et Tu Brute?
Yes, my beloved OptionsHouse, destined to become my one stop shop for my brokerage and IRA accounts has just made what has to be the biggest snafu of all time with my account (well when it comes to taxes at any rate…)They have made an error on my Gains/Losses reports and my Schedule D – […]
Fixed Immediate Annuities Explored
An Annuity is an agreement between you, the Annuitant an Insurance company. It will pay you money in retirement (or early retirement) and is guaranteed to be there for the terms of the agreement. You will receive payments from the Insurance company in the form of income on a monthly basis.The good thing about an […]
Traditional Mutual Funds vs Indexed Funds and ETFs
Mutual Funds as a concept are a great idea. They allow access to a broad range of stocks, sometimes an entire market for a very affordable entry point. The purpose of investing in such a manner is to diversify your investments so that you are not overly exposed to one stock or sector.However; Mutual Funds […]