There’s a lot to be said for keeping things simple. Sure there is an argument for having complex systems and running around like a demented squirrel in order to squeeze the last penny out of a coupon. But there is also a case for simplicity. Somewhere….I’m close to making that change myself, and have been moving […]
2015 Challenge – Live a month without money
An average human can live 3 weeks without food, 3 days without water and 3 seconds without checking their iPhone. But how long can you live without money? I’m not talking crazy here (well I am) about going off to live in the caves of Utah like Daniel Suelo. I’m talking living the life you […]
Should you inflate your income on a credit card application?
No you bloody well shouldn’t.But strangely many people do. There are so many reasons why it is desirable to inflate your income, here are a few: Higher Income = higher individual credit line Higher Income = higher total credit allocation Higher Income = generally more important a person and more likely to be accepted The […]
Paying your Mortgage with a Credit Card
I received a message on the Forum from a reader asking me how to pay regular expenses, such as his mortgage, insurance, etc on a Credit Card, and while I gave him a specific answer there, I’d also like to expound on this concept here. As you guys might know, I’m trying to not write […]
A beginners guide to Real Spend
All this talk of Manufactured Spend but what about spending on stuff you actually need? I personally find this a fascinating topic because the two subjects really do go hand in hand, and perhaps by understanding one more, we might learn about the other.Let’s look at Vanilla Reloads firstA digression into MS for a moment. […]
Better than free Ultimate Rewards points
An opinion (that I disagree with) is that creating zero cost points (URs in this case) via MS is optimal. The logic behind the statement.. Because free points cannot be beaten? The post from Shawn (who is putting out good stuff) is here:Basic premise: Earn 1035 UR from a $206.95 GC purchase. Deduct 1% for VSE, […]
Assessing a New Manufactured Spend Opportunity Part 1 Risk
I’m against sharing new Manufactured Spend deals on blogs. Not because I want to keep everything for myself, but because there is no reader quality control, and that means people are more likely to ruin the next big thing. Case in point, I recently engaged a friend over email regarding meeting a $5000 minimum spend […]
The #westcoastDO Announcement
The #westcoastDO is here! On May 10th we held a celebration of Mile madness in Charlotte. The event was our first attempt at bringing good people together with a common goal. At that time we made Mile Madness the reason for the celebration, and made a day of it by bringing in guest speakers, having […]
Acorn Money – not a review
I’m the kinda guy that signs up for shit these days. There are opportunities that emerge in Beta that make me a lot of money, I am happy to be the guinea pig in exchange for credit card points. Acorn Money App just emailed me to say I made the cut – there was a […]
Please don’t get into debt to manufacture spend!
My pal over at Chasing The Points has come up with a yet another crazy scheme for riches. Read the post here if you haven’t already: Jumping Into Debt To Manufacture Spend And Invest. We’ve met in NY a couple of times to talk blog, travel, finance, etc and I think he is one of the […]