Update - Several readers report being denied for the card.  I double checked my credit report and can confirm I had 4-5 inquiries on Experian from the prior 6 months, when I applied and got approved for this card (about a year ago; they did call to confirm identity).  YMMV.  Note, I say 4-5 because I applied for multiple cards on the same day and can't remember … [Read more...]