In case you missed it, The Points Guy had an “Ask Me Anything” on Reddit. For those of you not familiar with Reddit, an AMA is pretty much what it says: anybody who wants to can chime in with any question they want.
There was a fair amount of hostility. Here’s the top-voted question:
Note that not only were hostile questions being voted to the top but also that TPG’s responses were being downvoted. As for the CSP issue (not to mention Amex, Citi, etc) my response would be that most people don’t have the interest or inclination to get the most value out of their points and would be better off with a simple cashback card. But, that doesn’t make for good copy.
I was glad to see this topic get aired:
TPG’s position about Bankrate having zero editorial control over the site is a bunch of crap. Bankrate literally owns his site, they have total control. Which is not to say they’re meddling or anything, I don’t think TPG has changed much since Brian sold out. Their financial interests are well-aligned.
You know who else has some control over the content? Banks. Affiliate commissions are most likely the big moneymaker for the website, and those are only given out if the banks like you. Barclaycard pulled my links after a certain blogger ratted me out for writing this post which was deemed contrary to the brand interests of Barclaycard. Which, fortunately, was no big deal since I was making almost zero money from affiliate commissions.
But the point is: yes, there are other interests than those of the reader at play with the credit card affiliate business model, and a lot of people who don’t pay attention to this stuff don’t realize that.
This was pretty funny:
A diplomatic answer here:
I thought this question was kind of lame:
The implication here is that one goal precludes the other, which is silly. His website promotes a certain lifestyle, and say what you will about other stuff, you can’t fault him for buying an expensive flight. Selling that kind of stuff is what his site is about.
Finally, some scolding from a mod:
There are a bunch more questions of a serious bent as you go further down in the thread, so go check it out if you’re curious.