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The Perplexing Case of an extra $137
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<p>[QUOTE="AlaskanTraveler, post: 809016, member: 2467"]</p><p>I thought that was you, but I've really been trying to put that into practice of spending cash last. I seen my tendency to hoard miles and points. 40k Hilton points or $80 for a somewhat comparable room somewhere else. That's only .002 cents per points value when Hilton points are worth closer to .004 cents. Spend the points you can always get ,more save the cash. I'm also having a hard time spending my 300k stash of UR as I can and the very least redeem for statement credit at 1 cent each. This was apparent when I was looking at using United miles to Europe. 60k rt in Econ or 140k rt in Biz. So and additional 80k UR each. That is worth a minimum of $1600 cash. For me I'd be willing to put up with the 8+ hrs of misery in Econ and put the $1600 into my yet to be maxed out tax deferred accounts. This differs by the person obviously.</p><p></p><p>I am also change my churning strategy to try to limit credit card fees try to avoid those cards that charge annual fees for the first year. This year alone the DW and I have signed up for 13 new cc. We've already taken on $415 in fees from two AS BofA cards at $75 ea. 1 hyatt $75, and two BA cards $95 ea. Sure I collected a bunch of miles, but I paid $415 for them. And I already have a stash of 2.5 million points that I'm not sure when I am going to use anyway.</p><p>[/QUOTE]</p>
[QUOTE="AlaskanTraveler, post: 809016, member: 2467"] I thought that was you, but I've really been trying to put that into practice of spending cash last. I seen my tendency to hoard miles and points. 40k Hilton points or $80 for a somewhat comparable room somewhere else. That's only .002 cents per points value when Hilton points are worth closer to .004 cents. Spend the points you can always get ,more save the cash. I'm also having a hard time spending my 300k stash of UR as I can and the very least redeem for statement credit at 1 cent each. This was apparent when I was looking at using United miles to Europe. 60k rt in Econ or 140k rt in Biz. So and additional 80k UR each. That is worth a minimum of $1600 cash. For me I'd be willing to put up with the 8+ hrs of misery in Econ and put the $1600 into my yet to be maxed out tax deferred accounts. This differs by the person obviously. I am also change my churning strategy to try to limit credit card fees try to avoid those cards that charge annual fees for the first year. This year alone the DW and I have signed up for 13 new cc. We've already taken on $415 in fees from two AS BofA cards at $75 ea. 1 hyatt $75, and two BA cards $95 ea. Sure I collected a bunch of miles, but I paid $415 for them. And I already have a stash of 2.5 million points that I'm not sure when I am going to use anyway. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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