It was revealed today that Equifax suffered a massive data breach between May and July. The information I read indicated that data on 143 million Americans was stolen. Many of us will need to think about what to do to protect our credit and our identities. I am considering if it would be wise to take some proactive steps. Since this data breach reportedly includes data such as social security numbers, birtdates, and drivers license numbers, the potential for damage is significant. I enjoy and benefit from the miles and points game, but I am considering freezing my credit. This could make it more difficult in the future to open new credit cards. So I am curious about 2 things: 1. Are others considering taking some action now that information on the breach is public? What are you thinking of doing? 2. For those who may have frozen their credit in the past, how did this impact your ability to get new credit cards opened? I know very little about freezing and unfreezing credit.