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just got a 5,000 point retention bonus for my Chase Marriott Visa. the condtion: make 15 purchases in 90 days. that seems pretty do-able!
Regarding the free night certificate, you may want to look at this article. http://milestomemories.boardingarea.Was just denied any retention extras on my Club Carlson card call. Fee posted a week or so again but I just noticed. I'm considering calling again OR emailing with some gripes. Doing the math, the $75 for 40k ... seems ok; it's at least one free night somewhere medium, perhaps part of a second night at a cheapo place. But using a NW Buxx card set, 40k would cost me $32 in fees (plus time and lost capacity for other things).
CSR did "look at my records" and apparently I wasn't impressive. I've been doing an average of 1k a month via my Buxx card (never even amounts). Perhaps that makes me a poor customer?
So far I've convinced myself to keep the card. But I have 15 more days to decide (payment is due). And I still may argue. I'm just not sure how to value CC points now without the second night free deal.
Oh, BTW, I never did get a worldwide night free cert. Nor did my wife. These seemed common from what I last read. Nothing here. Nadda. Gar nicht.
Thanks for the link. Will try this tonight.
Could you please link the that thread? I couldn't find it after searching. Unless...However, with the reports of Chase now denying new apps for ALL cards (UA, Hyatt, Marriott ... see other recent thread) to even mild churners, getting a new one later seems unlikely.
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Sorry. Yeah, that thread really isn't anything that has to be there. In a nutshell, many reports of people being denied for NON-UR cards in recent weeks. Marriott, Hyatt, UA MPE. It seems that Chase is expanding their screening for max new card accounts to these applications, too.
And I just helped a coworker and her husband each get a CSP card, and one Freedom card between them. But they had zero other new accounts in the last 2 years. So cards can be had, but probably NOT for anyone who's been more active.A family member got approved for a Hyatt card pretty recently and so did some friends...so I would take these data points on cobranded cards with a grain of salt.
You're right, those reporting denials have been active. But the denial criteria is not HPs for Chase now. It's NEW CREDIT CARDS in the past 2 years. The cutoff is unclear to me (it may have been defined better by some), but it's something like 5-6 new card accounts in the last 2 years. Which takes away the credit bureau splitting of pulls ... they are scanning your full credit report for new accounts. At least for UR cards, but it's looking like the rules is expanding to include others.Oh yeah...sorry for not clarifying but all of these guys had like 15+ HPs in last 2 years.
So anyone else get a ridiculously huge, wordy and somewhat confusing letter from U.S. Bank regarding their Club Carlson visa? Actually the letter is just two pages long and the rest of it is the T&Cs of the new card which I already had or at least had access to. Just got it today and they claim to have attempted to call me on September 15 but there was no record of that on my phone. At any rate, from what I can tell I have to call in to claim my e-certificate for any hotel in the world and the Heather Palmer that I am supposed to call doesn't answer her phone. What a pain this has been! I am keeping my card open. Now please give me my certificate. Why does this have to be so complicated. It isn't.So I emailed US Bank about my annual fee per the previous post. Received an automated response saying they'll get back with me within 15 days (someone from the "Office of the President" ... a Specialist). I'm probably not going to pay the fee unless something significant comes from this. I'll keep my wife's and do some light MS on that to raise some points. As an alternative to keeping mine, I'll apply for a business card. $60 fee and the same 40k annual bonus. And 85k + 12.5k for signing up. I'll shoot for this first, in case I'm denied and then will then rethink.
Amex gave me 7K SPG points to renew a couple of days ago. I didn't even bother in the last year with Chase. Have had lots of luck with Barclays and Citi. Not much with US Bank..I have never had a retention offer from Chase. Citi gave me on my TY Preferred earlier this year but had absolutely nothing for me a few weeks ago. Barclays has been the best for me. American Express was good a few years ago on but when I canceled my SPG recently they were happy to show me the door.