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<p>[QUOTE="Matt, post: 816980, member: 1"]</p><p>The key is what the 1.8% spread entails. If you can get 1.2% for the same time and effort and experience (drinking a free cocktail while withdrawing cash) then it is better than 3%.</p><p></p><p>If the 1.2% involves other steps than cocktails and cash, then you need to price that into your valuation.</p><p>[/QUOTE]</p>
[QUOTE="Matt, post: 816980, member: 1"] The key is what the 1.8% spread entails. If you can get 1.2% for the same time and effort and experience (drinking a free cocktail while withdrawing cash) then it is better than 3%. If the 1.2% involves other steps than cocktails and cash, then you need to price that into your valuation. [/QUOTE]
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