Open/Close Clarification

JD101

Level 2 Member
Some credit cards say you are not eligible to receive bonus if you have opened or closed the account in last 24 months.

Usually, if you have closed your card, your open date is earlier than the close date. This is assuming your card is not active at this time.
If you have open and closed the account, does 24 months count from the date of closing or from the date of opening? From the language it seems from the date of closing, can someone confirm this?
 

GettingReady

Level 2 Member
You may need to clarify which issuer you’re talking about. If it’s Citi, it’s both. Opening or closing restarts the 24 month clock per brand. Some people open a new AA card and then close existing AA cards, so it’s close together based on whatever comes last.
 
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