Is it possible to access CC Primary Insurance with Autoslash?

[heavenlyjane]

Usually I use Autoslash to get a good price. And when it comes time to pay for the rental, I am careful to choose a CC that offers primary rental car insurance. However I recently looked at the CC fine print and all of them require that you book the rental with the same CC in order to activate the covereage. With Autoslash, I am not asked to give a CC to make a reservation. Am I deluding myself that I am actually covered in the event of an accident?

 

[SanDiego1K]

You have to give a credit card for your car rental in order to drive the car off the lot. Your insurance depends on that card. Using Autoslash to find the best rate has nothing to do with whether your car is covered. I use Autoslash myself. It's a great way to save money.

 

[heavenlyjane]

But the fine print says you have to book reservation with the same card.

 

[SanDiego1K]

Could you please post those Ts and Cs? Here is what I find when I look at the Chase Sapphire auto insurance:

Auto Rental Coverage
Your Auto Rental Collision Damage Waiver has been enhanced from secondary coverage to primary. So if the unexpected occurs, you can now rely on an enhanced level of coverage. Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.*

American Express car rental insurance policies can be found here for their family of cards.

In my experience with car rentals, you have to use the same card to pay as you use to pick up the card. You have to abide by the credit card rules, so declining the insurance that the car company offers. Autoslash does not use a credit card to hold the car rental. Rather, you give a credit card when you pick up the car.