Hey Matt and everyone else, my name is Tim and I live in Durham, NC. I love manufactured spending, math & computer science, optimization problems, credit card tricks, deals/rebates, stocks/investments, financial arbitrage, even bitcoin. I sincerely enjoy MS as a sport and a hobby, but I am also interested in getting the most (cash/miles/fun) for my time. After CVS's great Vanilla Reload sunset of 2014 and other recent shutdowns, I feel pretty strongly that the best tricks and deals need to be shared discreetly via forums or email newsletters or Twitter DMs....and not via blog posts that can be found by Google. Blog skepticism side, I have really enjoyed reading Saverocity over the last few months, the content has been extremely useful and entertaining too....whether it's practical info about a specific card or trick, or the more thought-provoking essays about general MS principles (MS design patterns?), risk/reward, etc. I wish I could have attended the recent Charlotte DO but I just became a father last month and even a short drive/flight was not in the cards. I hope to share my experiences here (as I have occasionally done as a commenter/emailer to blogs) and learn some high quality info from others operating on that metaphorical "next level"....