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Income is Income
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<p>[QUOTE="R.R., post: 815052, member: 1620"]</p><p>Great thread -- I have a special line item on my budget spreadsheet for extra income, whether from cashback that is cashed in, or freelance income, or any reimbursements. But I don't count cashback until it's cashed in and available for spending, and any such income is balanced against the full amount of any spending expenses entered in the expenditure section of my budget spreadsheet. </p><p></p><p>All this factors in to an annual savings goal (which filters up to a lifetime FIRE goal), so if I'm meeting that annual goal, then I don't stress about individual expenditures for vacations. I don't think I'm too affected by FOMO, but I do think strategically about whether I'll likely return to a destination or not, in regard to whether to plunge in to various activities. Maybe I could rethink each one, and perhaps accelerate my goals, but I'm satisfied with my current pace.</p><p>[/QUOTE]</p>
[QUOTE="R.R., post: 815052, member: 1620"] Great thread -- I have a special line item on my budget spreadsheet for extra income, whether from cashback that is cashed in, or freelance income, or any reimbursements. But I don't count cashback until it's cashed in and available for spending, and any such income is balanced against the full amount of any spending expenses entered in the expenditure section of my budget spreadsheet. All this factors in to an annual savings goal (which filters up to a lifetime FIRE goal), so if I'm meeting that annual goal, then I don't stress about individual expenditures for vacations. I don't think I'm too affected by FOMO, but I do think strategically about whether I'll likely return to a destination or not, in regard to whether to plunge in to various activities. Maybe I could rethink each one, and perhaps accelerate my goals, but I'm satisfied with my current pace. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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