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<p>[QUOTE="GettingReady, post: 815017, member: 2868"]</p><p>Different phases of life definitely change things. When you're younger, you often care more about "things" which become less important as you age. The same with buying new clothes. I think it also depends on personality. I enjoyed saving money over the years and often would do so with any OT I earned. It was a huge transition when we quit saving and started spending with retirement. During the "saving years" I was hyper-focused and hated it when my husband bought something that wasn't on the list. Now I just shrug it off. </p><p></p><p>Matt, one thing I'm curious about...your concern over "too much remaining." My two older kids didn't want an inheritance because they received money from their dad. Nonetheless, we have gifted the grandkids $15K each via the parents to use for college or whatever. Our youngest will get the bulk of our estate. My husband would like to leave him a significant amount but I'm fine either way. He's got a great job, on the right track, etc. What's too much (rhetorical question). Are you planning on leaving anything to the kids/grandkids? What about charities? Is "too much remaining" another justification? The same with a "once in a lifetime" experiences? Just playing the devil's advocate here. I also think using other people as a benchmark is another form of justification. If you have the money and want to spend it, it's probably not necessary to justify it to yourself or anyone else. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" data-shortname=":)" /></p><p>[/QUOTE]</p>
[QUOTE="GettingReady, post: 815017, member: 2868"] Different phases of life definitely change things. When you're younger, you often care more about "things" which become less important as you age. The same with buying new clothes. I think it also depends on personality. I enjoyed saving money over the years and often would do so with any OT I earned. It was a huge transition when we quit saving and started spending with retirement. During the "saving years" I was hyper-focused and hated it when my husband bought something that wasn't on the list. Now I just shrug it off. Matt, one thing I'm curious about...your concern over "too much remaining." My two older kids didn't want an inheritance because they received money from their dad. Nonetheless, we have gifted the grandkids $15K each via the parents to use for college or whatever. Our youngest will get the bulk of our estate. My husband would like to leave him a significant amount but I'm fine either way. He's got a great job, on the right track, etc. What's too much (rhetorical question). Are you planning on leaving anything to the kids/grandkids? What about charities? Is "too much remaining" another justification? The same with a "once in a lifetime" experiences? Just playing the devil's advocate here. I also think using other people as a benchmark is another form of justification. If you have the money and want to spend it, it's probably not necessary to justify it to yourself or anyone else. :) [/QUOTE]
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